XRP began 2026 on a strong note but struggled to sustain its positive momentum over time. As of November 8, 2026, XRP has been weakening in the cryptocurrency market and trading below key levels. Ripple’s official cryptocurrency is down by more than 5% today and has experienced a 10.42% loss from its two-month high of $2.41 recorded on January 6, 2026. XRP’s price drop comes amid a 30-day streak of spot XRP ETF inflows above $1.25B and ahead of the revolutionary Market Structure bill, which will remove all regulatory uncertainties related to the digital asset. 

XRP is trading at .15, reportedly falling below its key moving averages and immediate support levels. According to the latest market data, XRP’s decline below .20 is primarily due to weakening network activity and whale dumps exceeding 200 million tokens. WisdomTree, a global financial innovator known for pioneering fundamentally weighted Exchange-Traded Funds, has officially withdrawn its XRP ETF filing via SEC Rule 477 on January 6, 2026, further catalyzing the price drop. Considering XRP’s historical performance and long-term outlook, a surge beyond appears highly speculative, while a more measured climb toward the – range in 2026 seems more realistic. 

XRP Current Market Scenario

According to the latest market data, XRP is in a short-term downtrend, with the digital asset’s candlestick chart showing a steady selling pressure driven by controlled profit-taking. XRP is mirroring the broader cryptocurrency market sentiment, as major assets such as BTC, ETH, SOL, and DOGE have all retreated below key support levels. XRP price today is $2.15, sliding below the $2.20 support level despite improved institutional interest and ETF inflows. XRP has closed in the green on 13 out of the past 30 sessions (43%), while the Fear and Greed Index currently stands at 28, signaling prevailing market fear. XRP’s immediate support level is identified at $2.12–$2.15, whereas it faces a strong resistance at $2.22–$2.27. A daily close above the resistance level could trigger bullish momentum and drive the digital asset price upward. 

XRP Price Forecast: Expert Views & Opinions  

Despite the short-term bearish sentiment, XRP holders and investors are strongly backing up its long-term capabilities. Ripple is planning to expand and offer multiple services that center on XRP, which is likely to improve the digital asset adoption. Crypto and XRP analyst JackTheRipper claimed that XRP activity was heating up, stating that starting January 9, RealFi would allow all XRP payments to earn cashback, enabling users to pay with XRP and receive cashback in Real Token. He described the development as extremely bullish, adding that it could open access to a $600+ trillion global market through Real Token on the XRPL, a move he said could drive Real Token’s value sharply higher.

TheCryptoBasic reported that, amid XRP’s ongoing recovery, a prominent market analyst and Elliott Wave specialist had explained why he still believed a rally to $20 remained possible. The analyst noted that XRP began 2026 with a strong rebound, rising 22.59% in the first seven days, following a sharp 35% decline in Q4 2025 that had pushed the price below the key $2 level. He urged investors not to dismiss the possibility of XRP reaching $5 or even $20 during the current cycle, stating that his outlook was based on daily analysis of price movements and their alignment with a broader Elliott Wave structure. According to him, this broader perspective suggested that XRP was trading within an unusually tight range, a pattern that diverged from its historical price behavior.

XRP Price Prediction Today: Can XRP Recover From Today’s Loss?

XRP suffered a notable loss of around 5% in the second week of January, marking its first significant price drop in 2026. Despite the extended bearish sentiment, XRP’s recovery appears likely in the short term. According to the digital asset’s previous trend, XRP could target $2.35 if volume expands. XRP can recover from today’s loss if its price holds between $2.12–$2.15. A clean reclaim of over $2.22 barrier would confirm strength. 

Here is the XRP price prediction for the next seven days.

Date	Minimum	Average	Maximum
Jan 8 (Today)	$2.13	$2.16	$2.21
Jan 9	$2.17	$2.29	$2.32
Jan 10	$2.17	$2.30	$2.33
Jan 11	$2.17	$2.32	$2.36
Jan 12	$2.20	$2.36	$2.40
Jan 13	$2.20	$2.36	$2.40
Jan 14	$2.17	$2.33	$2.38

Disclaimer: XRP price prediction data is subject to change based on the market dynamics. The table is based on predictive modeling and should not be considered financial advice. 

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According to the price forecast, XRP can break above the $2.40 price point in the coming days, and the digital asset is expected to trade at an average price of $2.30. This trend shows that XRP will not break above the $3 psychological level before the Market Structure bill, which will be an additional boost for the digital asset. 

XRP Outlook: Can XRP Surge Past $10 In 2026?

Yes. XRP can break above $10 in 2026, but only if certain conditions are met and if there is an ideal regulatory environment. XRP’s market analysis and prior performances make it a realistic target. Industry experts believe that for XRP, 2026 will be a late bull or post-halving expansion phase. XRP could reach $10 if there is a strong bull market across crypto, massive XRPL usage growth, institutional adoption, and sustained trading above major resistance levels. Factors like weak macro liquidity, prolonged range-bound price action, and regulatory setbacks diminish the possibilities of breaking above $10.