Concerns about XRP becoming too expensive resonate more when investors look at how the price of 10,000 XRP has changed over the years.

Notably, commentaries around this possibility have dominated the XRP community in recent times, especially in light of the asset’s meteoric surge from November 2024 to January 2025. For context, XRP soared nearly 600% within this period to hit a peak of $3.4.

Following a correction from this top, community pundits like Edoardo Farina have insisted that investors should amass more XRP tokens now that the asset trades for $2. They believe the $2 value is affordable in comparison to the potential price XRP could attain in the future.

Specifically, Farina has consistently suggested that market participants procure at least 10,000 XRP tokens. In one of his latest disclosures, he advised urgency. According to Farina, amid the global economic trend, up to 99% of retail investors could be priced out of the XRP market as the asset’s value continues to expand.

Cost of Purchasing 10,000 XRP Over the Years

To ascertain how this could happen, The Crypto Basic recently compared the cost of procuring 10,000 XRP tokens over the years. Particularly, a year ago, exactly on June 11, 2024, XRP traded for $0.48. At this price, an investor could amass 10,000 XRP tokens for just $4,800.

However, going further back, the capital requirement was even lower. For instance, exactly five years ago, on June 11, 2020, XRP changed hands around $0.19. With this price, investors who sought to amass 10,000 tokens would have spent a mere $1,900. 

Now, as XRP trades for $2.29, these 10,000 tokens are currently valued at $22,900. Essentially, today, it would take $19,000 more to procure 10,000 XRP than five years ago. Moreover, it would cost an investor $18,100 more to purchase 10,000 XRP than it would just a year ago.

Notably, while it would have cost more to procure 10,000 XRP in January 2018 than it is now, analysts believe the sort of downtrend that plagued the market from 2018 is a thing of the past, suggesting there could only be an upward push from here. This trend is the reason behind commentaries such as Edoardo Farina’s. 

Farina Doubles Down

In his latest remark, he questioned if the growing cost of purchasing crypto assets was due to a rise in the token’s cost or a decline in fiat currencies. Regardless, he has advised investors to save in digital assets like XRP instead of fiat. 

Recall that Australian attorney Bill Morgan pushed back on Farina’s recent commentary, suggesting that investors would still be able to procure XRP regardless of its future price. 

In response, Farina clarified that his comment bordered more on the idea that the rising cost of large XRP holdings like 10,000 XRP could make owning such a balance unattainable for the average investor. According to him, 10,000 XRP now costs $23,000, and this already is unattainable to some investors. However, this was not the case in 2020, as we recently found.

I know you’re an intelligent guy, which makes this kind of post even more disappointing. The issue isn’t about whether XRP will still trade. Owning 10,000 XRP today costs $23,000. With inflation, rising rent, and stagnant wages, that’s already a luxury most can’t afford. You’re…

— EDO FARINA 🅧 XRP (@edward_farina) June 10, 2025