The debate over long-term winners in PayFi is heating up as analysts weigh the latest XRP price prediction against rising competitors. While XRP continues to push toward $3.60 with hopes of ETF approval, another project is quickly stealing the spotlight. Remittix, which has already raised over $27 million through the sale of 675 million tokens at $0.1130 each, is emerging as a serious challenger to Ripple’s dominance and has the potential to surpass XRP in 2026/27.

XRP Price Prediction Shows Gradual Growth

Source: TheAlphaView/ TradingView

XRP has seen renewed investor interest after posting one of its strongest weekly candles of the year, climbing above the $3 mark. Forecasts suggest XRP could trade between $3.05 and $4.68 in 2026, with an average of $3.61. While a bullish wedge pattern points to further upside, resistance near $3.10 has been difficult to break. 

Analysts believe a successful push past this zone could fuel a move toward $3.60, though new highs may require institutional ETF inflows. Despite optimism, some market experts argue that XRP’s ceiling might be limited compared to newer PayFi tokens.

Remittix Could Outpace Ripple In 2026/27

Unlike XRP, which relies on banks and ETFs, Remittix is focused on real-world usage and adoption. Its PayFi model allows crypto-to-fiat transfers directly into bank accounts, making it a strong competitor in cross-border payments. With its wallet beta live and a Web App launch set for mid-Q4, Remittix is building a user-first ecosystem that could surpass Ripple by 2026/27. 

Two new CEX listings are expected soon, in addition to BitMart and LBank, widening liquidity options. Analysts now suggest Remittix could be the project that truly outshines Ripple in the PayFi sector. To show why, here are the latest updates:

• Ranked #1 on CertiK’s Pre-Launch leaderboard with Bronze Team Verification
• Over 40,000 holders proving early adoption strength
• Web App launch in mid-Q4 with crypto-to-fiat transfers integrated into the wallet
• Referral rewards of 15% in USDT, claimable daily through the Remittix dashboard
• Strong liquidity push with BitMart, LBank, and two more upcoming CEX reveals

Why Experts Tip Remittix Over Ripple

The current XRP price prediction shows steady but modest growth, while Remittix is attracting attention for its aggressive roadmap and viral adoption. With global reach, reward-driven incentives, and a fast-growing holder base, many investors believe Remittix could be the PayFi project that overtakes Ripple by 2026/27. For those looking beyond established names, this viral altcoin may prove the best crypto investment opportunity heading into the next cycle.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

$250K Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway

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