XRP appears to be on the cusp of a significant breakout, with a prominent crypto analyst forecasting a price move toward the $3–$4 range within months amid ongoing bullish momentum.

After months of sideways trading and persistent resistance at key technical levels, XRP is now gaining momentum as regulatory clarity improves, legal risks ease, and investor confidence returns. Analysts say this combination of factors could be laying the groundwork for the token’s next major leg upward.

XRP Price Prediction Draws Attention as Market Eyes a Bullish Shift

Crypto analyst Teo Mercer has reignited investor interest in XRP with his bold yet grounded forecast. Sharing his insights on X, Mercer highlighted that XRP is showing “serious signs of life” and may be preparing to break free from its long-standing range-bound behavior.

XRP is gaining momentum amid improving U.S. regulatory clarity, with analysts viewing the current range as a strong entry point and targeting $3–$4 in the coming months. Source: Teo Mercer via X

According to Mercer, the current price zone near $2 could represent a strong accumulation phase, with a potential to double in value as the broader environment turns more favorable. “A move toward the $3–$4 range looks realistic in the months ahead,” he noted.

Regulatory Developments Support Bullish XRP Outlook

Much of this optimism is rooted in the evolving U.S. crypto regulatory landscape. The Senate’s recent passage of the GENIUS Act has stirred up new excitement by demanding a federal framework for digital assets and stablecoins. The bill demands full transparency and consumer protections—a major step toward broader crypto regulation.

XRP is consolidating between $1.90 and $3.38 in a clear accumulation range, which often precedes a sharp breakout upon clearing resistance. Source: CryptoSkullSignal via X

In the meantime, new bipartisan legislation seeks to bring clarity on which tokens are securities or commodities. The bill reduces the U.S. SEC’s role in crypto enforcement and empowers the CFTC as the lead regulator. For many, the shift could finally eliminate the uncertainty that has dogged projects like Ripple.

Adding to the momentum, the Federal Housing Finance Agency has directed mortgage giants like Fannie Mae and Freddie Mac to begin integrating crypto assets into borrower qualification assessments. The directive, in harmony with the Trump administration‘s crypto-friendly stance, points to a growing institutional embrace of digital currencies.

Ripple Lawsuit Nears Resolution, Calming Investor Nerves

One of the most notable factors boosting XRP price sentiment is the apparent resolution of the Ripple lawsuit. After a multi-year legal battle with the SEC, Ripple and the agency have agreed to a $50 million settlement, with both sides dropping their appeals.

While court approval is still pending, this development represents a massive milestone for Ripple XRP news. The legal cloud that once cast doubt over the token’s future now appears to be lifting, potentially opening the door for broader adoption and exchange listings.

XRP Technicals Suggest a Breakout Is Near

Analysts also point to technical signals that indicate XRP could be gearing up for a breakout. The XRP price remains locked between $2.00 and $2.40, but every dip below $2.00 has been swiftly bought up. This behavior reflects strong underlying demand and bullish conviction.

Triangle pattern breakouts typically occur between 75% and 95% of their duration, suggesting a breakout between early July and mid-September 2025. Source: EGRAG CRYPTO via X

Crypto strategist Egrag Crypto noted that XRP’s price structure has formed a symmetrical triangle pattern on the monthly chart, a setup often followed by sharp moves. He predicts the breakout could occur as early as July, with the latest by mid-September.

“XRP breakout is coming,” Egrag wrote, emphasizing that the pattern has matured over 334 days—near the typical resolution point for such formations. Meanwhile, DustyBC Crypto reiterated that “XRP under $2 is incredibly cheap,” expecting a strong rally by December.

XRP Price Today: Pressing Against Key Resistance

As of today, the XRP price hovers near $2.19, trading just below a critical resistance cluster between $2.22 and $2.40. Multiple indicators are flashing bullish signals. The Supertrend indicator flipped green at $2.04, and the asset recently broke out of a falling wedge formation, suggesting momentum is building.

XRP was trading at around $2.189, up 0.4% in the last 24 hours at press time. Source: XRP Liquid Index (XRPLX) via Brave New Coin

On the 4-hour chart, XRP has reclaimed the 20 EMA and 50 EMA but is still struggling to break above the 100 and 200 EMAs, which hover around $2.26. Bollinger Bands show tightening price action, often a precursor to explosive moves.

If XRP manages a sustained breakout above $2.33, it could open the path toward $2.71 and potentially higher Fibonacci levels. Analysts suggest that a 30-minute or 4-hour candle close above $2.23, accompanied by rising volume, could confirm the start of a new uptrend.

Price Targets Vary, But Sentiment Tilts Bullish

While Mercer’s $3–$4 forecast is seen as realistic by many, others are offering even bolder predictions. Analyst Dustin Layton claimed that 1,000 XRP—worth about $2,000 today—could yield as much as $50,000 by year-end, implying a price above $50. Though such a figure would require an enormous market cap, the bold prediction reflects strong sentiment among retail holders.

Holding 1000 XRP in 2025 could yield a minimum profit of $50,000 within the year. Source: @Traveler2236 via X

XForceGlobal, analyzing through Elliott Wave theory, expects XRP to reach between $10 and $20 by early 2026. Even conservative outlooks target $9 by the end of the year.

Despite the wide range of predictions, most analysts agree on one point: XRP is no longer “cheap.” Its ability to hold above $1.60 and resist repeated attempts to push it lower underscores growing market confidence in the Ripple currency price.

Final Thoughts: XRP Value May Be Undergoing Repricing

As Ripple’s legal troubles fade, U.S. regulatory clarity improves, and technical patterns align, XRP may be positioning for a significant upward move. Should it clear the $2.40 resistance decisively, Mercer’s projected $3–$4 target could materialize quickly.

Brad Garlinghouse, Ripple’s CEO, has long advocated for clearer rules and greater institutional adoption of Ripple Ledger technology. With favorable winds now blowing on both the legal and regulatory fronts, the broader Ripple market may be set for a new chapter of growth.