XRP price today has climbed to $3.35, fueled by a rare MVRV ratio golden cross and surging institutional interest after Ripple’s landmark legal victory.

The combination of bullish technical signals, aggressive whale accumulation, and growing corporate adoption has pushed XRP today into the spotlight. With traders eyeing fresh resistance levels and recalling past explosive rallies, the stage may be set for another powerful price run.

MVRV Golden Cross Sparks Bullish Outlook

Market analyst Ali Martinez has flagged a bullish development in XRP’s on-chain data. The MVRV ratio, which compares the asset’s market value to the average cost of all tokens in circulation, has just formed its third golden cross since November 2024.

The MVRV ratio has flashed a golden cross for XRP, a signal that previously preceded rallies of 630% and 54%. Source: Ali Martinez via X

A golden cross occurs when the short-term MVRV moves above the long-term MVRV, often indicating rising momentum. In previous cases, this pattern has led to notable rallies. The first golden cross, in November 2024, coincided with XRP’s breakout past $2 and $3, culminating in a 630% gain. The second, in early July 2025, followed a long consolidation period and resulted in a 54% price jump to $3.66.

With this new signal forming after XRP recovered from a dip below $3 earlier this month, market watchers are now looking for similar upside potential.

Potential Price Scenarios

If history repeats, analysts suggest three possible XRP price prediction scenarios:

• A repeat of the 630% surge could send XRP coin price toward $24, matching bold forecasts from prominent traders.

• A rally similar to July’s 54% increase could push prices to around $5, a level some see as still undervalued.

• An average of the two previous rallies, a 342% rise, would place XRP price near $14.4 over the coming months.

These projections align with broader XRP predictions that see the token advancing further now that its major legal hurdles are cleared.

Whale Accumulation Strengthens Market Support

Whale activity has added further momentum. In just 48 hours, large investors scooped up 50 million XRP, lifting the price from August’s low of $2.559 to over $3.31. On-chain data shows wallets holding between 10 million and 100 million XRP now control about 8.01 billion tokens, removing significant supply from the market.

Whales have acquired 50 million $XRP tokens over the past 48 hours. Source: Ali Martinez via X

Analysts view such aggressive accumulation as a bullish sign, with the next resistance zones eyed between $3.40 and $3.50, and potential upside toward $3.677 if buying pressure continues.

Institutional Adoption Gains Traction

Beyond retail and whale investors, XRP is increasingly appearing in corporate treasuries. Amina Bank’s latest market report highlighted a shift in corporate crypto strategies, with more firms diversifying into assets like XRP following the Ripple vs SEC settlement.

XRP was trading at around $3.335, up 0.62% in the last 24 hours at press time. Source: Ethereum Liquid Index (ELX) via Brave New Coin

In the past year, XRP’s price has surged over 480%, encouraging public companies to announce nearly $1 billion in planned purchases. U.S.-based Nature’s Miracle Holdings is allocating up to $20 million into XRP, while Nasdaq-listed Vivopower International has raised $121 million to establish an XRP reserve.

Amina Bank notes XRP’s appeal lies in its liquidity, payment network integration, and ability to meet institutional transaction needs.

Legal Clarity Removes a Key Barrier

The final resolution of the XRP lawsuit between Ripple Labs and the U.S. Securities and Exchange Commission marked a turning point. Both sides withdrew their appeals, cementing a court ruling that XRP is not a security when sold to retail investors on exchanges.

XRP has completed Wave 2 at the 50% retracement and is now advancing into Wave 3, targeting the previous high’s resistance level. Source: AdamIdris2 on TradingView

This clarity has removed a long-standing overhang on XRP news today, potentially opening the door for new financial products such as an XRP ETF and broader adoption among institutional investors.

Outlook for XRP Price

With a strong technical setup, heavy whale buying, and growing corporate adoption, the price of XRP today is backed by multiple bullish factors. However, market volatility, profit-taking, and macroeconomic shifts remain possible headwinds.

If momentum holds, XRP could test higher resistance levels in the short term, with long-range targets ranging from $5 to over $14, depending on which historical rally pattern plays out.