XRP remains one of the most promising cryptocurrencies in the market, with bright long-term capabilities. XRP is known for its volatility, but still trades above $2.00 psychological level most of the time, showing investor demand. At the moment, XRP is sliding below major technical levels after failing to hold the $2.40 support level, which was recorded on Tuesday. The market downturn comes just days ahead of the landmark Market Structure Bill, which is set to legitimize XRP as a non-security and eliminate lingering regulatory uncertainties.  

XRP is crashing in the cryptocurrency market, reportedly dropping nearly 5.85% over the past 24 hours. XRP, currently the fourth-largest cryptocurrency, is trading at $2.25, dropping from a two-month high of $2.41 recorded on January 6, 2025. At the beginning of 2026, XRP capitalized on the fresh market environment and outperformed the majority of altcoins. The sudden drop in XRP’s market momentum is fueled by factors like profit-taking after a rally and technical breakdown below major levels. XRP’s short-term decline is accompanied by a 20.9% weekly rally, reflecting profit-taking amid overbought signals. 

XRP Current Market Scenario

According to the current market data, XRP is trading at $2.25, with a market capitalization of $136.55 billion and a daily trading volume of $6.58 billion. XRP is underperforming the broader cryptocurrency market, and the price data shows that the digital asset is consolidating below key resistance levels despite sustained ETF support. XRP currently trades above the 50-Day SMA ($ 2.04) and below the 200-Day SMA ($ 2.45), indicating a neutral-to-bullish transition phase with short-term strength. Based on XRP’s historic trend, this trend could be the early signal of a recovery with upside potential if the 200-Day SMA breaks. XRP has traded 14/30 (47%) days in green, and its fear and greed index shows 44, which is identified as fear in the cryptocurrency market.

XRP Price Forecast: Expert Views & Opinions

XRP’s price stability has always been a topic of debate and has created different opinions among investors. Its extreme volatility backs the theory to an extent, but numerous investors still believe in XRP and claim it could be the next big thing in the market. Jake Claver, a financial expert and the CEO of Digital Ascension Group, commented on XRP. He commented that there are a few things that matter if a digital asset is going to be taken seriously as part of real financial infrastructure: price stability, network reliability, consistent transaction volume, strong partnerships, and institutional support. He noted that XRP checks all those boxes and continues to grow as next-gen financial infrastructure.

Akanksha Saxena, a Web3 expert, said in an X post that XRP was attracting serious attention in 2026 due to a combination of strong factors rather than price action alone. She explained that demand for XRP ETFs was growing rapidly, with spot XRP ETFs recording nearly $100 million in inflows since the start of the year. She noted that XRP had outperformed major cryptocurrencies, rising about 25% since January 1, compared with Bitcoin’s 6% gain and Ethereum’s 10% increase. Saxena also observed that market and social sentiment around XRP had turned increasingly bullish. Additionally, she highlighted that rising network activity, including more transactions and higher on-chain usage, pointed to growing real-world interest. She concluded that when fundamentals, sentiment, and market structure align, they often create momentum worth watching.

XRP Price Prediction Today: Will XRP Surge & Regain The Bullish Momentum?

XRP is consolidating at the moment and is expected to stay within the $2.25-$2.40 price range in the next few days. However, XRP is showing short-term bearish momentum; it is still trading with a weekly high of 20.38%. According to the recent data, XRP is unlikely to trigger a positive trend today and reclaim the key levels. Even though a steady bullish outlook is not guaranteed, the ETF support could spark an intraday recovery near $2.30.     

Date	Min Price (USD)	Avg Price (USD)	Max Price (USD)
Jan 7, 2026	2.25	2.33	2.35
Jan 8, 2026	2.24	2.31	2.36
Jan 9, 2026	2.23	2.29	2.37
Jan 10, 2026	2.25	2.30	2.38
Jan 11, 2026	2.26	2.32	2.39
Jan 12, 2026	2.28	2.36	2.41
Jan 13, 2026	2.29	2.36	2.42

Disclaimer: XRP price prediction data is subject to change based on the market dynamics. The table is based on predictive modeling and should not be considered financial advice. 

According to XRP price prediction today, Ripple’s native cryptocurrency is expected to trade at an average maximum price of 2.38. XRP may reclaim the $2.40 barrier soon, though traders will likely need to wait until at least next week to see the digital asset challenge the $3.00 psychological level.

XRP Outlook: Will XRP Hit $2.50 Before The Market Structure Bill

Yes. XRP has a high chance of breaking above the $2.50 support level ahead of the Market Structure Bill, which is currently scheduled for January 15, 2026. Strong ETF inflows and improving market sentiment, despite the short-term price correction, are still enough to drive XRP upward and trigger a rally. The target price can be achieved by January 10 if ETF inflows remain strong and XRP breaks and holds above the 200-day SMA. According to the observation, failure to clear the $2.45 resistance level will be key and is likely to keep XRP range-bound until the Market Structure Bill markup.